We work hard to provide outstanding medical care through comprehensive diagnostic workup, timely appointments, and diligent follow-up.
We accept payment by cash, personal check, Visa, MasterCard, and Discover. Our practice participates in most insurance plans. An updated list is available on this web site or by contacting our office. Since each plan has different requirements, coverage limitations and exclusions, it is the responsibility of the patient to understand and meet the requirements of their individual plan. Please understand that health insurance plans DO NOT COVER ALL OF THE COST of our services. The charges for which you, the patient, are responsible for are detailed below. The payment for these charges is due at the time services are rendered. COPAY - A portion of the charge that is not covered by insurance and due from the patient. This is collected at each office visit (preventive visit 'annual physical' may be exempt). DEDUCTIBLE - The amount of money that you must pay each year BEFORE the health insurance plan starts to pay for any covered services. If you have a high deductible and you have not had any significant medical expenses such as hospital visits, surgeries or expensive tests (CT scans, MRI), it is likely that you will need to pay for the entire office visit out of pocket (since our charges are much lower than most deductibles). COINSURANCE - Your health insurance plan may require that after you meet your deductible you continue to pay a portion of the medical expenses - coinsurance is the percentage of maximum allowable charges that you will be required to pay. Coinsurance may vary according to a type of service provided. OUT-OF-POCKET MAXIMUM - The maximum amount that you are responsible for per calendar year. Once you pay this amount, the insurance plan will pay for all covered medical expenses at 100% (i.e. there are no further copays, deductibles or coinsurance payments). MAXIMUM ALLOWABLE CHARGES, CONTRACTUAL DISCOUNT - As a condition of participation in your insurance network, we have agreed to accept lower payment for covered services than our 'cash' prices. Even if you are responsible for payment for services because of deductible, we cannot charge you more than the maximum allowable charge specified by your insurance. The difference between our 'cash' prices and the insurance negotiated prices is 'contractual discount'. NON-COVERED SERVICES - Your contract with the insurance company ('Health Plan') will likely specify that some services are not covered. Insurance companies are free to specify which services can be excluded from coverage. Health plans vary significantly in what they cover. We will do our best to inform you if any service that we recommend may not be covered. If you decide to receive such service, we will collect a deposit which will be returned to you if the insurance pays for the service. If your account has a balance exceeding $50 we require that you pay the outstanding balance by cash or a credit card before we provide any further services to you.
5950 S WILLOW DR STE 212 GREENWOOD VILLAGE, CO 80111-5144 Phone: (303) 799-1443 Fax: (303) 706-1900
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